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Cookie Usage Policy

Last updated: March 15, 2025
At panovioris, we believe in complete transparency about how we collect and use data when you visit our financial tools platform. This policy explains our approach to cookies and similar tracking technologies on panovioris.world.

Your Cookie Preferences

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Essential cookies required for site functionality cannot be disabled. All other tracking can be declined using the button above.

What Are Cookies?

Digital Breadcrumbs

Cookies are small text files that websites store on your device. Think of them as digital sticky notes that help us remember your preferences and improve your experience on our financial tools platform.

When you first visit panovioris.world, these files help us understand how you navigate our calculators, which tools you find most useful, and how we can make your experience smoother during future visits.

Types of Cookies We Use

Essential Cookies

These keep our financial calculators working properly and ensure secure data transmission. Without these, basic site functions like form submissions and user authentication wouldn't work. These cannot be disabled.

Functional Cookies

Remember your calculator preferences, currency settings, and interface customizations. These make your experience more personalized but aren't strictly necessary for the site to function.

Analytics Cookies

Help us understand which financial tools are most popular and how users navigate our platform. This data helps us improve our calculators and add features that actually matter to our users.

Marketing Cookies

Track your interests to show relevant content and measure campaign effectiveness. These cookies build profiles of user behavior for advertising purposes across different websites.

How Cookies Enhance Your Experience

Our mortgage calculator remembers your last loan parameters, so you don't need to re-enter everything each time. The budget planner keeps your categories saved between sessions.

When you're comparing investment options, cookies help us maintain your comparison list even if you navigate away and come back later. This saves time and makes our tools more practical for real financial planning.

Specific Examples

  • Loan calculator saves your preferred loan terms
  • Currency converter remembers your base currency
  • Tax calculator retains your filing status
  • Investment tracker keeps your portfolio watchlist
  • Dashboard layout preferences are preserved

Essential Cookies We Cannot Disable

These cookies are crucial for panovioris.world to function properly. They handle security, form submissions, and basic site operations. Disabling these would break fundamental features of our financial tools.

  • Session management for secure calculator usage
  • Form data validation and submission handling
  • Security tokens to prevent malicious attacks
  • Load balancing to ensure consistent performance
  • Error tracking for troubleshooting technical issues
  • Basic accessibility features for screen readers

How Long We Keep Cookie Data

Different cookies have different lifespans depending on their purpose. Here's how long we typically retain various types of data collected through cookies on panovioris.world.

Session Only
Essential cookies expire when you close your browser
30 Days
Functional preferences and calculator settings
13 Months
Analytics data for site improvement purposes
24 Months
Marketing cookies for advertising measurement

Managing Your Browser Settings

Chrome & Edge

Go to Settings > Privacy and Security > Cookies and other site data. Choose "Block third-party cookies" or "Block all cookies" if you prefer maximum privacy.

Firefox

Access Options > Privacy & Security > Cookies and Site Data. Select "Delete cookies and site data when Firefox is closed" for automatic cleanup.

Safari

Navigate to Preferences > Privacy > Manage Website Data. You can remove stored data for specific sites or block all cookies entirely.

Mobile Browsers

Most mobile browsers offer cookie controls in Settings > Privacy. Look for options like "Accept Cookies" or "Block Third-Party Cookies."

Questions About Our Cookie Policy?

We're here to help clarify any aspect of our data collection practices. Our team responds to privacy inquiries within 48 hours during business days.

Email Support support@panovioris.world
Phone +61 8 8356 5966
Office Address Level 10/60 Edward St
Brisbane City QLD 4000

Contact Information

Address: Level 10/60 Edward St, Brisbane City QLD 4000, Australia
Phone: +61883565966
Email: support@panovioris.world

Legal Information

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